• Emergency Service
    • OKAMA Workers Compensation Program
    • Ambulance / EMS
    • Fire Department
    • K9 Search and Rescue
    • 911 Call Center
  • Coverages
  • Benefits
  • Workers Compensation
  • Training
    • Training Sign Up
  • Contact
    • ESO Partners
VFIS of Oklahoma Fire Department EMS
  • Emergency Service
    • OKAMA Workers Compensation Program
    • Ambulance / EMS
    • Fire Department
    • K9 Search and Rescue
    • 911 Call Center
  • Coverages
  • Benefits
  • Workers Compensation
  • Training
    • Training Sign Up
  • Contact
    • ESO Partners

Accident & Sickness for Firefighters & Emergency Personnel

Oklahoma's workers compensation system isn't what it used to be. In 2014 Oklahoma had workers compensation reform that slashed benefits for injured workers. This cut to compensation hit the fire service the hardest due to the varying salaries of the members of departments. 
"It can't happen to me." That is what some emergency responders believe when it comes to line-of-duty injuries. But, the National Fire Protection Association (NFPA) reported more than 65,880 firefighter injuries occurred in the line of duty in 2013.

Other emergency personnel believe that workers' compensation will take care of their families' financial needs in the event of a service-related injury, illness or death.

Sadly, many learn that even in the few states/provinces with generous workers' compensation benefits, gaps exist. Waiting periods, maximum disability limits, pre-existing conditions and limits for heart conditions are just a few situations that can create economic impact due to limited benefits or claims denial. In addition, many states/provinces may exclude benefits for fundraising events, junior members and auxiliary members.
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Don't rely solely on workers' compensation. Protect your members with VFIS Accident and Sickness coverage.

This is only a brief illustration of our program and may contain unintentional inaccuracies of coverages not included in our quotations. Refer to the actual insurance policy for a description of coverages, exclusions and conditions. Coverage may not be available in all jurisdictions and is subject to actual policy language.
ACCIDENT AND SICKNESS COVERAGE HIGHLIGHTS:
  • All membership classes can be covered equally.
  • Normal duties, including travel to and from, covered activities

Benefit Highlights:
  • Loss of Life
  • Lump Sum Living – Impairment
  • Weekly Income – Total & Partial Disability
  • Occupational Retraining
  • Weekly Injury Permanent Impairment – Lifetime
  • Medical Expense
  • Transition
  • Felonious Assault
  • Home Alteration & Vehicle Modification

​Optional:
 Hospital, First Week, Coordinated 28-Day, Extended Total, Long-Term Total, COLA, Extra Expense, 24-Hour Accident, Off-Duty Accident
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307 W. Patti Page Blvd
​Claremore, Ok 74017
800.553.5762

Contact Us

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IMPORTANT NOTE: This Web site provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this Website or through E-Mail.
  • Emergency Service
    • OKAMA Workers Compensation Program
    • Ambulance / EMS
    • Fire Department
    • K9 Search and Rescue
    • 911 Call Center
  • Coverages
  • Benefits
  • Workers Compensation
  • Training
    • Training Sign Up
  • Contact
    • ESO Partners