• Emergency Service
    • OKAMA Workers Compensation Program
    • Ambulance / EMS
    • Fire Department
    • K9 Search and Rescue
    • 911 Call Center
  • Coverages
  • Accident and Sickness
  • Training
    • Training Sign Up
  • ESO Articles
  • Contact
    • ESO Partners
VFIS of Oklahoma Fire Department EMS
  • Emergency Service
    • OKAMA Workers Compensation Program
    • Ambulance / EMS
    • Fire Department
    • K9 Search and Rescue
    • 911 Call Center
  • Coverages
  • Accident and Sickness
  • Training
    • Training Sign Up
  • ESO Articles
  • Contact
    • ESO Partners

Coverage you can count on

Coverage Guide

Coverage available with VFIS of Oklahoma

General Liability Insurance for Fire Departments & Emergency Services

General liability insurance protects your emergency organization when a person is injured or a person's property is damaged as a result of an occurrence that's not automobile-related.
This insurance covers Good Samaritan liability as well as medical malpractice liability. You also have protection when claims are made against you because of offenses such as slander or wrongful eviction.
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Property Insurance for Emergency Service Organizations
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Your station is an important part of the community. Our property policy is designed to include coverage extensions that provide your organization with the additional assurance of a broad insurance program.
Covered real property examples include:
  • Buildings
  • Air cascade units for on-premises use
  • Exterior signs and permanently installed fixtures
  • Machinery
  • Equipment
Covered contents would include:
  • Furniture
  • Office equipment
  • Base stations
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Auto & Emergency Vehicle Insurance​
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Automobile and emergency vehicle insurance coverage consists of liability and physical damage coverages. Automobile liability coverage protects your organization when a person is injured or a person's property is damaged as a result of an occurrence that's automobile-related.
When emergency vehicles, such as fire trucks and ambulances, are covered for physical damage coverage on an agreed value basis, you choose the agreed value for each vehicle.
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Portable Equipment Insurance Coverage
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Portable equipment helps emergency responders get the job done. With blanket coverage, VFIS covers your organization's equipment without limit at the station, at an emergency scene, anywhere.
Portable equipment insurance covers turnout gear, hoses, thermal imaging systems, radios/pagers, shovels, AEDs and backboards.
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Management Liability and Directors and Officers Insurance
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Lawsuits based on allegations of discrimination, wrongful employee termination or sexual harassment, commonly referred to as employment-related practices, are becoming increasingly common for emergency service organizations, including volunteer organizations. Management liability insurance coverage will defend against such allegations and, in the event of an adverse judgment or settlement, pay on behalf of the organization and its employees, volunteers, officers, directors, trustees and commissioners.
Management liability insurance, through VFIS, covers all volunteers (whether or not they are members of your organization) and employees while acting on behalf of your organization.
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307 W. Patti Page Blvd
​Claremore, Ok 74017
800.553.5762

Contact Us

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IMPORTANT NOTE: This Web site provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this Website or through E-Mail.
  • Emergency Service
    • OKAMA Workers Compensation Program
    • Ambulance / EMS
    • Fire Department
    • K9 Search and Rescue
    • 911 Call Center
  • Coverages
  • Accident and Sickness
  • Training
    • Training Sign Up
  • ESO Articles
  • Contact
    • ESO Partners